Comprehensive Vision and Dental Insurance Solutions

Experience Clarity in Options Designed for Businesses of All Sizes

Vision and dental insurance are essential components of a well-rounded employee benefits package. It’s why we offer a range of comprehensive dental insurance and vision insurance plans designed to meet the needs of businesses of all sizes.

Our experienced team finds the right coverage options for your organization, ensuring your employees have access to quality care and your company can effectively manage costs.

Comprehensive Dental Insurance

Our comprehensive dental insurance plans provide a wide range of benefits to help your employees maintain optimal oral health. Key features of our plans include:

Preventive care coverage, including routine exams, cleanings, and X-rays
Basic restorative services, such as fillings and simple extractions
Major restorative services, including crowns, bridges, and dentures
Orthodontic coverage for children and adults

We partner with leading dental insurance carriers to offer plans with extensive provider networks, allowing your employees to choose from a wide range of dentists and specialists. Our team will help you compare comprehensive dental insurance plan options, considering factors such as deductibles, copayments, and annual maximums, to find the best fit for your organization.

What About Dental Insurance Coverage?

Every business has unique needs when it comes to dental insurance coverage. Our team works closely with you to design a comprehensive dental insurance plan that balances coverage and cost, while ensuring compliance with applicable regulations. We also provide ongoing support, assisting with plan administration, employee enrollment, and claims management. We’ve been finding the right fit for your business needs since 2009.

Employer-sponsored plans

The company covers a portion of the premium costs

Voluntary plans

Employees pay the full premium through payroll deductions

Dual-option plans

Gives employees a choice between a base plan and a buy-up plan with enhanced benefits

Vision Insurance Plans

Comprehensive vision insurance plans are an increasingly popular employee benefit, helping to reduce out-of-pocket expenses for eye care and eyewear. Our vision insurance offerings include:

Annual eye exams, including vision testing and screening for eye health issues
Prescription eyewear coverage, such as glasses and contact lenses
Discounts on elective vision correction procedures, like LASIK

Prather Insurance Associates partnered with top vision insurance carriers to provide plans with broad provider networks, including independent optometrists, ophthalmologists, and retail vision centers. Our team evaluates and presents the best plan options for your needs, considering factors such as copayments, frame and contact lens allowances, and network coverage.

Integrated Dental and Vision Benefits

In addition to standalone dental and vision insurance plans, we offer integrated benefit options that combine both coverages into a single package. This approach can simplify plan administration and provide a more seamless experience for your employees. Our knowledgeable team will work with you to determine whether separate or integrated plans are the best fit for your organization, based on factors such as employee demographics, budget, and administrative preferences.

Let’s Find the Right Fit

Get a benefits package that supports your employees’ vision and oral health while meeting your company’s unique needs. Contact Prather Insurance Associates today for comprehensive dental insurance and vision insurance!

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