Personalized Service and Expert Guidance to Protect What Matters Most to You

About Prather Insurance Associates: Your Trusted Insurance Company

We are a team of dedicated professionals passionate about helping our clients in North Central Missouri protect their assets, businesses, and futures.

Prather Insurance Associates is built to challenge the status quo for insurance comapnies. With a strong commitment to our core values and a mission to provide top insurance services and comprehensive business insurance solutions, we strive to make a positive difference in the lives of those we serve.

Our Mission

Our mission is simple: to treat every client like family.
We understand that insurance isn’t just about policies and premiums; it’s about people. That’s why we take the time to listen to your needs, understand your unique circumstances, and craft personalized insurance solutions that provide the protection you deserve. Whether you’re an individual seeking personal insurance or a business owner looking for comprehensive coverage, we are here to be your lifelong insurance partner.


We operate with the highest ethical standards, always putting our clients’ interests first.

Service Excellence

We go above and beyond to deliver exceptional service and support to our clients.


Our insurance company is comprised of knowledgeable professionals who stay up-to-date on industry trends and best practices.


We are deeply invested in the communities we serve and strive to make a positive impact.

Comprehensive Insurance Services

Explore our comprehensive selection of services that cater to a variety of needs, ensuring complete customer satisfaction.

Comprehensive Business Insurance Solutions

As a business owner, you face many risks that can threaten your livelihood. We understand these challenges and have developed comprehensive business insurance solutions to help you protect your assets and minimize potential liabilities. From general liability and property coverage to workers’ compensation and commercial auto insurance, our insurance company has the expertise to safeguard your business from the unexpected.

Top Options for Individuals and Families

We believe that everyone deserves access to top insurance services that provide peace of mind. That’s why our insurance company offers a full range of personal insurance solutions designed to protect your home, auto, and loved ones. Our experienced agents will work closely with you to identify your unique risks and develop a customized coverage plan that fits your needs and budget.

As a trusted Missouri insurance company, Prather Insurance Associates intentionally sets the standard in unwavering dedication to our clients. When you choose us as your insurance partner, you can expect:

Personalized attention from a team that treats you like family
Comprehensive insurance solutions tailored to your unique needs
Access to top-rated insurance carriers and competitive rates
Exceptional service and support, with prompt response times and ongoing risk management guidance
A partner who is invested in your success and the well-being of our community

Experience the Prather Insurance Associates Difference for Yourself

Contact us today to schedule a consultation and discover how our top insurance services and comprehensive business insurance solutions can help protect what matters most to you.

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